Refinance

[strife]

To me, home ownership is a no brainer. There are so many tax incentives (mortgage interest and property tax are HUGE deductions on your income tax) and your "rent" never changes if you have a fixed mortgage whereas renting costs adjust up with inflation.

me as well. I got married at 21 and moved out of my parents house and rented for 1 year, just to get through a year of paying my own way, then bought once my 1 year of rent was done.

Some people say not to buy a house as an investment, but I wholeheartedly disagree... IMO, renting is for people with inconsistent income or not staying in one place for a while. Renting is just throwing $ down the drain.